title:Sorry I'm late.

Conversation text:

Jessica: Hey. Luis! Sorry I'm late.

Luis: No problem.

Jessica: The bus was late. You take the bus. You know how it is.

Luis: I do. But soon, I won't. Check this out.

Jessica: Wow, that is a really nice car.

Luis: Yeah. After I graduate, I'm buying it.

Jessica: Really? What does your wife say about this?

Luis: I may have to talk Carmen into it.

Jessica: Oh, Will's here.

Will: Hey, Jessica. Hey, Luis.

Luis: Hey, Will.

Jessica: Hi, Will. What happened to your leg?

Will: Oh, there was a puddle. But nice day for a ride!

Luis: Speaking of \"rides,\" check this out.

Will: Oh, that is nice. Wait, are you thinking about buying this?

Luis: Yep.

Will: Wow. When?

Luis: Soon, after Carmen and I graduate.

Will: Hold on. Do you need a car?

Luis: Not today. But soon, we will. And anyways, don't you want a car, an apartment, and a job?

Will: Yeah. But nowadays it's safer to get the job first, then the apartment, then the car.

See, if you get the job first, then you won't have to worry about paying for all the other stuff.

Luis: But I can take out a loan. It's a good way to establish credit.

Will: That's a good point.

Jessica: People used to pay for things with cash.

They didn't buy on credit. If you borrow money to buy the car, you're going to have that debt for years.

Will: And even if you can manage the debt, you're going to have to spend a lot of money on the car.

You're going to need to pay for car insurance, and you're going to need to pay for gas.

Jessica: Yeah, and you're going to have to pay for repairs. And, if you're not careful, you're going to pay parking tickets. It all adds up.

Luis: You're right. I didn't think about all the expenses.

Jessica: After graduation, I'm still going to take the bus to work. But that's OK with me.

Public transportation in this city is very efficient.

Luis: But when you take the bus, you're late. How efficient is that?

Jessica: Oh, don't worry about me. When I have a job, I'll leave early enough to make sure I get there on time.

Will: Maybe you should wait to see what job you get.

Once you know where the job is, and if it's nearby, you won't need a car. You could walk, or bike like me.

Luis: OK, you're right. There's no good reason for me to buy a car after I graduate.

But look at it! Isn't it beautiful? What's so bad about me wanting to buy this car?

Will: Oh, my gosh! Is that Emi?

Jessica: And she's driving \"your\" car!

Will: Look, don't worry about it, Luis. It's just a car.

Easy come,…

Luis: ...easy go!